KGF shall provide guarantee for the credits to be made available to enterprises which operate based on a business idea and have been in service for at most 2 years.
Treasury Undersecretary Funds
KGF shareholder banks
It is maximum 5 years.
The grace period is maximum 2 years.
Interests on the grace period shall be collected at the end of the grace period.
Total guarantee limit per enterprise: TRY 85 thousand
Guarantee limit for a risk group: TRY 130 thousand
Application fee is TRY 100. Besides, the guarantee commission is collected based on the guarantee amount of KGF in advance during the credit extension for the first year, and at rate of 0.3% in advance based on guarantee risk for ever year in the consecutive years.
In case the credit extended to beneficiary is one of the credits either bank overdraft/revolving, direct debiting system or corporate finance support to be provided with current account of the participation banks, the guarantee commission shall be collected at rate of 0.3% in advance based on the guarantee limit of KGF for each year.
Applications are conducted by means of banks through internet on the address of kefalet.kgf.com.tr